← All income streams

🎞️ Stock photos, video and music

License photos, footage or music through stock libraries and earn a royalty on each download.

Modelled monthly, once steady

€5 – €150

Capital

from €0 (typical €0)

Your time

30h to set up, ~6h a month

Time to income

first ~3 mo · steady ~12 mo

The assumptions behind that range

  • 200–1,000 accepted files after a year.
  • Roughly €0.02–€0.15 per file per month in royalties — highly variable by subject and quality.

A model, not a promise. Your result can be lower, including zero.

First three steps

  1. Upload 50 of your best existing files
  2. See what gets accepted and downloaded
  3. Shoot to fill the gaps that sell

Before you start

  • Model and property releases for identifiable people and private places.

Risks

  • Royalty rates are low and falling on most platforms.
  • Rejections and competition from AI-generated media.

Irish tax

Declaring side income as a PAYE worker (2026). Side income is taxable from the first euro. If your net non-PAYE income is under €5,000 (and gross under €30,000) you can declare it on Form 12 through myAccount. At €5,000 net or more you are a “chargeable person” and must register for self-assessment and file Form 11 by 31 October. Source · reviewed 2026-09-25

Royalties and digital sales (2026). Royalties (books, music, stock media) and digital product sales are taxable income. The artists’ exemption can cover some creative royalties up to €50,000 a year if Revenue has approved the work. Source · reviewed 2026-09-25

Sources